Check a Stellar address before you send, not after.

# Install from npm
npm install stellagate-core

# Your package.json then has:
"dependencies": {
  "stellagate-core": "^0.1.1"
}

import { check } from "stellagate-core";

const verdict = await check({
  to: "GDT7ARDYZRBXXYOCSQ3MUMISTITSSRWZI6KR2A5L5Q3KB4QIZHGYMTIH",
  from: userAddress,
  asset: "native",
});

if (verdict.status === "block") {
  const [reason] = verdict.reasons;
  showStop(reason.message, reason.fix);
}

// npm install stellagate-core
// node check.mjs <address>
import { check } from "stellagate-core";

const verdict = await check({
  to: process.argv[2],
  network: "public",
});

console.log(verdict.status);
for (const reason of verdict.reasons) {
  console.log(`${reason.code}: ${reason.message}`);
  if (reason.fix) console.log(`fix: ${reason.fix}`);
}
process.exitCode = verdict.status === "block" ? 1 : 0;

{
  "status": "block",
  "entry": { "name": "Bybit", "domain": "bybit.com" },
  "reasons": [{
    "code": "memo_required",
    "message": "Bybit requires a memo (SEP-29). Without it,
      the payment may arrive and never be credited.",
    "fix": "Get the memo from the receiver and include it."
  }]
}